Worth Avenue Group sells third-party protection for your portable electronic devices, including laptops, smartphones, tablets, e-readers gaming systems and cameras. Unlike other competitors and programs such as Apple Care which only cover accidental damage sometimes, the Worth Avenue Group covers accidental damage, vandalism, fire power surges and even theft. It cover each item at full value for unlimited incidents. If the item is stolen or totaled Worth Avenue Group will often replace it with a new model.
The cost of the policy depends on the item or items you want to cover. There is a model which included a deductible and a zero deductible model. Although Worth Avenue Group does have places that you can send a damage item to, they actually prefer to have the client find a repair shop in their local area if possible. Worth Avenue Group does offer a bundle options if you wanted to add something like an iPod Touch to a policy.
Further information about the Worth Avenue Group and the coverage that they provide can be found at their website. Maybe a little insurance coverage for your portable devices it not such a bad idea.
Interview by Jeffrey Powers of Geekazine, and by Nick DiMeo of F5 Live: Refreshing Technology.
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Warning this interview contains scenes of extreme violence as Jeffrey takes a hammer to an unsuspecting laptop and iPod Touch to demonstrate the 
Aaron Cooper of Worth Avenue Group (my.worthavegroup.com) talks about the insurance coverage they provide for iPhones, iPod Touches, iPads, Cell Phones, e-readers, televisions, laptops, tablets and other high-value electronic devices. With so many high-value portable and other electronics devices, many with glass touch screens screens, insuring these devices can make sense. Their computer insurance even covers virus removal. They require that damaged covered devices be sent in to them.